Compare the real cost of renting and owning over the years you plan to stay.
By Eunice Oh, Realtor · Updated October 20, 2026
Owning cost subtracts the equity you would build; renting cost subtracts what your down payment would have earned.
Estimates for planning only, not a loan offer. Rates, taxes and insurance vary; a lender can give you exact figures. 2026 conforming and FHA loan limit for a one-unit home in Orange and LA counties: $1,249,125.
