/* Shared styles for inner pages (area guides, articles, market updates). Same tokens as index.html. */
:root{
  --cream:#F9F7F1; --linen:#F1ECE1; --sand:#E7DFD0;
  --sage:#6D784F; --moss:#3B4617; --ink:#221F1F; --stone:#8E8162; --honey:#C9A15C;
  --card:#FFFDF8; --line:rgba(34,31,31,.12);
  --bg:var(--cream); --fg:var(--ink); --muted:var(--stone); --accent:var(--sage); --accent-deep:var(--moss);
  --display:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --body:"Figtree","Segoe UI",system-ui,-apple-system,sans-serif;
  --script:"Allura","Brush Script MT",cursive;
  --gutter-l:max(16px,env(safe-area-inset-left,0px)); --gutter-r:max(16px,env(safe-area-inset-right,0px));
  --wrap:1180px; --radius:22px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --cream:#1B1E15; --linen:#22261B; --sand:#2C3123; --card:#22261B; --line:rgba(249,247,241,.14);
  --ink:#F3EFE6; --stone:#B8AD93; --sage:#A6B384; --moss:#D3DCB9; --honey:#D9B46F;
  --bg:var(--cream); --fg:var(--ink); --muted:var(--stone); --accent:var(--sage); --accent-deep:var(--moss); color-scheme:dark}}
:root[data-theme="dark"]{
  --cream:#1B1E15; --linen:#22261B; --sand:#2C3123; --card:#22261B; --line:rgba(249,247,241,.14);
  --ink:#F3EFE6; --stone:#B8AD93; --sage:#A6B384; --moss:#D3DCB9; --honey:#D9B46F;
  --bg:var(--cream); --fg:var(--ink); --muted:var(--stone); --accent:var(--sage); --accent-deep:var(--moss); color-scheme:dark}

*{box-sizing:border-box}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--body);font-weight:300;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--bg)}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--display);font-weight:500;line-height:1.1;margin:0;text-wrap:balance}
p{margin:0}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-left:var(--gutter-l);padding-right:var(--gutter-r)}
.narrow{max-width:760px;margin-inline:auto;padding-left:var(--gutter-l);padding-right:var(--gutter-r)}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--accent)}
.script{font-family:var(--script);font-weight:400;color:var(--accent);font-size:1.25em;line-height:.8}
.btn{display:inline-flex;align-items:center;gap:.6em;padding:.95em 1.5em;border-radius:999px;font-weight:500;font-size:15px;text-decoration:none;border:1px solid transparent;line-height:1;transition:background .2s}
.btn-primary{background:var(--accent-deep);color:var(--cream)}
.btn-primary:hover{background:var(--accent)}
.btn-ghost{color:var(--fg);border-color:var(--line)}
.link{font-weight:500;text-decoration:none;border-bottom:1px solid var(--accent);color:var(--accent-deep)}

/* header + footer */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--bg) 90%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:12px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:46px;height:46px;border-radius:50%}
.brand b{font-family:var(--display);font-weight:600;font-size:22px}
.brand small{display:block;font-size:10.5px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--muted)}
.top nav ul{list-style:none;margin:0;padding:0;display:flex;gap:26px}
.top nav a{text-decoration:none;font-size:15px;font-weight:500;opacity:.85}
.top nav a:hover,.top nav a[aria-current]{opacity:1;color:var(--accent-deep)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:999px;padding:9px 14px;font:inherit;font-size:14px;font-weight:500;color:var(--fg)}
@media (max-width:900px){
  .top nav ul{display:none;position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:8px var(--gutter-r) 16px var(--gutter-l)}
  .top nav ul.open{display:flex}
  .top nav li a{display:block;padding:12px 0;border-bottom:1px solid var(--line)}
  .menu-btn{display:inline-block}
  .top .nav-cta{display:none}
}
footer{border-top:1px solid var(--line);padding-block:44px 36px;font-size:14px;color:var(--muted);margin-top:80px}
footer .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer a{text-decoration:none}
footer a:hover{color:var(--accent-deep)}

/* crumbs + hero */
.crumbs{font-size:13.5px;color:var(--muted);padding-block:22px 0}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--accent-deep)}
.page-hero{padding-block:26px 40px}
.page-hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.page-hero .copy{display:flex;flex-direction:column;gap:18px;min-width:0}
.page-hero h1{font-size:clamp(40px,5.4vw,68px);font-weight:400}
.page-hero .lede{font-size:19px;max-width:34em}
.page-hero .ph{aspect-ratio:4/3;max-width:100%;border-radius:200px 200px var(--radius) var(--radius);overflow:hidden;background:var(--sand)}
.page-hero .ph img{width:100%;height:100%;object-fit:cover}
.byline{display:flex;align-items:center;gap:12px;font-size:14px;color:var(--muted)}
.byline img{width:40px;height:40px;border-radius:50%;object-fit:cover}
.byline b{color:var(--fg);font-weight:600}
@media (max-width:900px){.page-hero .wrap{grid-template-columns:1fr;gap:26px}.page-hero .ph{order:-1;aspect-ratio:16/10;border-radius:140px 140px var(--radius) var(--radius)}}

/* draft notice */
.draft{background:var(--linen);border:1px dashed var(--accent);border-radius:14px;padding:12px 16px;font-size:14px;color:var(--fg)}
.draft b{color:var(--accent-deep)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.stat{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:18px;display:flex;flex-direction:column;gap:4px;min-width:0}
.stat b{font-family:var(--display);font-size:32px;font-weight:600;line-height:1.05;font-variant-numeric:tabular-nums}
.stat span{font-size:13.5px;color:var(--muted)}
.stat .chg{font-size:13px;font-weight:500;color:var(--accent-deep)}
.stat-note{font-size:13px;color:var(--muted);margin-top:10px}
@media (max-width:760px){.stats{grid-template-columns:1fr 1fr}}

/* article body */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}
@media (max-width:980px){.layout{grid-template-columns:1fr}}
.prose{display:flex;flex-direction:column;gap:20px;max-width:44em;min-width:0}
.prose h2{font-size:clamp(28px,3vw,38px);font-weight:500;margin-top:22px}
.prose h3{font-size:24px;font-weight:600;margin-top:6px}
.prose ul,.prose ol{margin:0;padding-left:1.25em;display:flex;flex-direction:column;gap:8px}
.prose a{color:var(--accent-deep);text-underline-offset:3px}
.prose .answer{font-size:19px;line-height:1.6;background:var(--card);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:14px;padding:20px 22px}
.prose .answer b{font-weight:600}
.prose table{border-collapse:collapse;width:100%;font-size:15px;font-variant-numeric:tabular-nums}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:var(--card)}
.prose th,.prose td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);white-space:nowrap}
.prose th{font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.prose tr:last-child td{border-bottom:0}
.prose blockquote{margin:0;font-family:var(--display);font-size:24px;line-height:1.35;color:var(--accent-deep);border-left:2px solid var(--accent);padding-left:18px}
.prose blockquote cite{display:block;font-family:var(--body);font-style:normal;font-size:14px;color:var(--muted);margin-top:8px}
.sources{font-size:14px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:10px}
.sources ol{padding-left:1.2em;display:flex;flex-direction:column;gap:4px}
.sources a{color:inherit}

/* sidebar */
.aside{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:12px}
.card h3{font-size:24px}
.card ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;font-size:15px}
.card ul a{text-decoration:none;color:var(--accent-deep)}
.card ul a:hover{text-decoration:underline}
.card .face{width:64px;height:64px;border-radius:50%;object-fit:cover}
@media (max-width:980px){.aside{position:static}}

/* listing grids */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:900px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.grid3{grid-template-columns:1fr}}
.tile{display:flex;flex-direction:column;gap:10px;text-decoration:none;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;min-width:0;transition:border-color .2s}
.tile:hover{border-color:var(--accent)}
.tile h3{font-size:24px;font-weight:500}
.tile p{font-size:15px;color:var(--muted)}
.tile .tag{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--accent)}
section.block{padding-block:56px}
.block h2{font-size:clamp(32px,3.8vw,46px);font-weight:400;margin-bottom:24px}
.cta{background:var(--linen);border-radius:var(--radius);padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta h2{font-size:clamp(28px,3vw,40px);margin:0}

/* ---------- resources: Q&A, steps, tools, checklists ---------- */
.chips-nav{display:flex;gap:8px;flex-wrap:wrap}
.chips-nav a{font-size:14px;font-weight:500;text-decoration:none;padding:8px 14px;border-radius:999px;border:1px solid var(--line);background:var(--card)}
.chips-nav a:hover{border-color:var(--accent);color:var(--accent-deep)}
.faq-search{width:100%;font:inherit;font-size:16px;padding:14px 18px;border-radius:999px;border:1px solid var(--line);background:var(--card);color:var(--fg)}
.faq-search:focus{outline:none;border-color:var(--accent)}
.faq-group{display:flex;flex-direction:column;gap:12px;scroll-margin-top:96px}
.faq-group>h2{font-size:clamp(28px,3vw,38px);font-weight:500;margin:26px 0 6px}
details.qa{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:0;overflow:hidden}
details.qa summary{cursor:pointer;list-style:none;padding:18px 52px 18px 20px;font-weight:500;font-size:17px;position:relative}
details.qa summary::-webkit-details-marker{display:none}
details.qa summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-family:var(--display);font-size:28px;color:var(--accent);line-height:1}
details.qa[open] summary::after{content:"–"}
details.qa[open]{border-color:var(--accent)}
details.qa .a{padding:0 20px 20px;display:flex;flex-direction:column;gap:10px;font-size:16px}
details.qa .a ul{margin:0;padding-left:1.2em;display:flex;flex-direction:column;gap:6px}
details.qa .a a{color:var(--accent-deep)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:s}
.step{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:8px;min-width:0}
.step .n{font-family:var(--display);font-size:40px;font-weight:600;color:var(--accent);line-height:1}
.step h3{font-size:22px}
.step p{font-size:15px;color:var(--muted)}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:start}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
.calc form{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc .f{display:flex;flex-direction:column;gap:6px;min-width:0}
.calc .f.full{grid-column:1/-1}
.calc label,.form-card label{font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.calc input,.calc select,.form-card input,.form-card select,.form-card textarea{font:inherit;font-size:16px;color:var(--fg);background:var(--linen);border:1px solid transparent;border-radius:12px;padding:11px 13px;width:100%;min-width:0;font-variant-numeric:tabular-nums}
.calc input:focus,.calc select:focus,.form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:none;border-color:var(--accent);background:var(--card)}
.calc .hint{font-size:12.5px;color:var(--muted)}
.result{background:var(--linen);border-radius:20px;padding:26px;display:flex;flex-direction:column;gap:16px;position:sticky;top:96px}
.result .big{font-family:var(--display);font-size:clamp(40px,5vw,56px);font-weight:600;line-height:1;font-variant-numeric:tabular-nums;color:var(--accent-deep)}
.result .lbl{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.rows{display:flex;flex-direction:column;gap:8px;font-size:15px}
.rows div{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid var(--line);padding-bottom:6px;font-variant-numeric:tabular-nums}
.bar{display:flex;height:14px;border-radius:999px;overflow:hidden;background:var(--card)}
.bar span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:10px 16px;font-size:13px;color:var(--muted)}
.legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.note{font-size:13px;color:var(--muted)}
@media (max-width:860px){.result{position:static}}
.checklist{display:flex;flex-direction:column;gap:22px}
.checklist h2{font-size:28px;font-weight:500}
.checklist ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.checklist li label{display:flex;gap:12px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 14px;cursor:pointer;font-size:16px}
.checklist input{width:18px;height:18px;margin-top:3px;accent-color:var(--accent-deep);flex:none}
.checklist input:checked + span{text-decoration:line-through;color:var(--muted)}
.progress{font-size:14px;color:var(--muted)}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-card .f{display:flex;flex-direction:column;gap:6px;min-width:0}
.form-card .full{grid-column:1/-1}
.form-card textarea{min-height:100px;resize:vertical}
@media (max-width:640px){.form-card,.calc form{grid-template-columns:1fr}.form-card .full,.calc .f.full{grid-column:auto}}
.res-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:900px){.res-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.res-grid{grid-template-columns:1fr}}
.lookup{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
@media (max-width:760px){.lookup{grid-template-columns:1fr}}